When dealing with bad debts, in addition to selling collateral to recover debts, if not yet fully recovered, the bank will continue to collect debts with other financial resources of the borrower. And financial resources other than collateral are other assets of the enterprise (for limited liability companies, joint stock companies) and assets of enterprises and individuals (for private enterprises). or for individuals). Thus, the residual value of the debt will have to be further assessed in addition to the value of the collateral mentioned above. At that time, if the debt is sold to another creditor, the bank will have to provide a value for that debt and the new creditor will collect the debt through the sale of security assets and debt collection from other sources of assets of the bank debtors.
So when is debt valuation necessary for debt trading purposes?
According to Decree No. 61/2017/ND-CP, cases where the starting price of a bad debt must be appraised, the collateral of a bad debt:
According to Decree No. 61/2017/ND-CP, the selection of a valuation enterprise to appraise the starting price of bad debts and collaterals of bad debts:
It is extremely necessary and especially important to provide sufficient records, documents and data related to bad debts and collateral assets of bad debts subject to appraisal for valuation enterprises. From the property legal documents and data provided, the appraisal company will have a plan to survey the property and implement the property valuation process to give the most accurate and timely results.
Prestigious - independent debt valuation company:
With abundant price data warehouse, human resources with high professional experience, SUNVALUE will provide customers with information about the value of Debts, Enterprises, real estates, construction projects. built with high reliability for each appraisal purpose.
Hoang Quan Appraisal Co., Ltd is the first unit in the appraisal industry to be certified by BVQI (UK) for quality management ISO 9001:2000. With the operating criteria "Independent - Scientific - Accurate - Comprehensive - Effective", HQA is a reliable unit in the appraisal industry that will bring efficiency and success to partners and customers.
TO DETERMINATE THE VALUE OF REAL ESTATE ONLINE QUICKLY PLEASE VIEW HERE: https://dinhgiatructuyen.com.vn/